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Navigating the Canadian mortgage market involves two primary avenues: banks and licensed mortgage professionals.

Banks exclusively provide mortgage products from their own offerings. In contrast, licensed mortgage professionals facilitate a vast array of mortgage business, channeling millions of dollars annually to Canada's leading financial entities, such as banks, credit unions, trust companies, and various financial institutions. This diverse network grants clients unparalleled choice and access to an extensive range of mortgage products. Consequently, clients enjoy the assurance, confidence, and security of securing the optimal mortgage tailored to their unique needs.

Whether you're embarking on your inaugural home purchase, leveraging home equity for investment or personal pursuits, or simply approaching the renewal of your current mortgage, it's imperative to make an informed decision. Seek professional, unbiased advice to ensure your mortgage aligns seamlessly with your financial goals and preferences.

Current Rates

Current variable mortgage rate is

4.30%

Current prime rate is

4.95%

    • Terms
    • Bank Rates
    • Payment Per $100k
    • Our Rates
    • Payment Per $100k
    • Savings
    • 6 Months
    • 7.89%
    • $756.21
    • 7.49%
    • $730.93
    • $25.28
    • 1 Year
    • 7.74%
    • $746.69
    • 5.24%
    • $595.34
    • $151.35
    • 2 Years
    • 7.34%
    • $721.53
    • 5.09%
    • $586.74
    • $134.79
    • 3 Years
    • 6.94%
    • $696.72
    • 4.24%
    • $539.11
    • $157.60
    • 4 Years
    • 6.74%
    • $684.44
    • 4.34%
    • $544.61
    • $139.82
    • 5 Years
    • 6.79%
    • $687.50
    • 3.99%
    • $525.48
    • $162.02
    • 7 Years
    • 7.10%
    • $706.60
    • 5.35%
    • $601.69
    • $104.91
    • 10 Years
    • 7.25%
    • $715.92
    • 5.75%
    • $625.02
    • $90.90
Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.

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